Pag-IBIG Contribution Calculator 2026
Enter a monthly salary to see the Pag-IBIG (HDMF) contributions of the employee and the employer.
- Compensation used (up to ₱10,000)
- ₱10,000.00
- Employee share (2%)
- ₱200.00
- Employer share (2%)
- ₱200.00
- Total
- ₱400.00
Frequently asked questions
How much is the Pag-IBIG contribution in 2026?
2% from the employee and 2% from the employer, on monthly compensation up to ₱10,000. That makes the most each side pays ₱200 a month (₱400 total).
What if the salary is ₱1,500 or less?
The employee pays 1% and the employer still pays 2%.
Can an employee contribute more than ₱200?
Yes. Members may voluntarily save more each month; the employer does not have to match the extra.
Magkano ang Pag-IBIG contribution kada buwan?
Karaniwan ₱200 ang empleyado at ₱200 ang employer kapag ₱10,000 pataas ang sahod. Kung mas mababa, 2% ng sahod bawat isa.
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Rates as of 2026. Sources: HDMF Circular No. 460 (₱10,000 maximum fund salary, from February 2024). Results are estimates for planning; check the latest official circulars before filing.